We understand that each customer has specific needs, so here with Team AmStar at River City Mortgage & Financial, we endeavor to provide our clients with enhanced services and follow-though. Because of our many years in both lending and the real estate industries, we make the complicated process seem easy and uncomplicated.

With a variety of loan programs including fixed rate, no doc, low start rate ARMs, FHA and VA, we have the solutions!

Ask us about our "No Down Home LoanTM". It will let many borrowers finance their new home with less money than the first month's rent in an apartment! This special program works even with bankruptcies in your past or recent payments of collections. Call us today to see if you will qualify!

Much of our business comes from referrals from past clients, Realtors, financial planners, insurance professionals, will and estate planning attorneys and CPAs. "We're In Touch" Communications Program has earned the respect of these professionals and our past clients.

Let The Team AmStar at River City Mortgage & Financial guide you through the home buying or refinancing process and provide you with the best follow-through available. Call us today!

Check mark Use one of our simple loan application options to

Find the perfect loan to fit your needs:

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.

Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.

Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards, put your kids through college, or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.